Terms of Service

Last updated: November 24, 2025
Effective Date: November 24, 2025

1. Introduction

Welcome to Guide Foundation (“the Foundation,” “we,” “us,” or “our”). We are a nonprofit organization dedicated to promoting financial literacy, education, and empowerment for individuals and communities.

By accessing our website, participating in programs, or using our digital materials (collectively, the “Services”), you agree to these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, you should not use our Services.

2. Purpose of Services

Our mission is to provide educational programs and resources designed to improve financial literacy.
All information provided — including articles, tools, courses, and workshops — is for educational and informational purposes only.

The Foundation does not provide financial, investment, legal, or tax advice. You should consult a qualified professional before making any financial decisions.

3. Eligibility and Authorized Users

• The Services are intended for individuals aged 13 and older (or with parental consent).
• By using our website, you confirm that all information you provide is accurate and that your participation complies with applicable laws and regulations.

4. Donations and Contributions

• Donations made to the Foundation support our educational programs and community initiatives.
• As a registered 501(c)(3) nonprofit [Insert EIN]), contributions may be tax-deductible to the extent allowed by law.
• Donation receipts will be provided via email or mail.
• Except as required by law, donations are non-refundable.
• We do not sell, trade or rent donation information

5. Educational Content and Use

• The Foundation’s materials — including videos, handouts, articles, toolkits, and presentations — are protected by copyright and may not be reproduced, distributed, or sold without written permission.
  
• You may download and use materials only for personal, educational, or nonprofit purposes, provided attribution to the Foundation is maintained.
• Commercial use or redistribution of content is prohibited without explicit consent.

6. No Financial, Legal, or Investment Advice

• The Foundation does not offer personalized investment recommendations or financial planning services
  
• All content, workshops, and consultations are intended to educate and inform, not to advise or solicit.
• You acknowledge and agree that the Foundation is not liable for financial decisions made based on educational content provided through our programs or website.

7. Privacy and Data Use

• We are committed to protecting your privacy. Please review our Privacy Policy for details on how we collect, store, and use personal data.
  
• We do not share or sell personal information to third parties.
• We may use aggregated, anonymized data for impact measurement, grant reporting, and service improvement.

8. Event Registration and Program Participation

• Certain programs, workshops, or webinars may require registration.
  
• You agree to provide accurate information and comply with event participation rules.
  
• The Foundation reserves the right to cancel or reschedule events as needed.
• Photos or recordings from events may be used for educational or promotional purposes unless you opt out in writing.

9. Third-Party Links and Resources

• Our website may include links to third-party sites or resources. We do not control or endorse those websites and are not responsible for their content or privacy practices.
• Use of external links is at your own risk.

10. Disclaimer of Warranties

All Services are provided on an “as-is” and “as-available” basis.
The Foundation makes no guarantees regarding the accuracy, completeness, or reliability of information or the availability of programs.
We disclaim all implied warranties, including merchantability and fitness for a particular purpose.

11. Limitation of Liability

To the fullest extent permitted by law, the Foundation and its directors, officers, employees, and volunteers shall not be liable for any indirect, incidental, or consequential damages arising from your use of our Services or participation in our programs.

Your sole and exclusive remedy for dissatisfaction with the Services is to stop using them.

12. Indemnification

You agree to indemnify and hold harmless the Foundation, its affiliates, officers, and volunteers from any claims, losses, or liabilities arising from your use of the Services or violation of these Terms.

13. Intellectual Property

All content, logos, and trademarks displayed on our website or materials belong to the Foundation or their respective owners. Unauthorized use, modification, or distribution is prohibited.

14. Changes to Terms

We may update these Terms periodically. Updates will be posted on this page with a revised “last updated” date. Continued use of our Services after changes are posted constitutes acceptance of the revised Terms.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Illinois , without regard to its conflict of laws principles. Any disputes shall be resolved in the state or federal courts located in Anderson, Illinois.

16. Contact Information

Lampco Federal Credit Union

5411 Dr. MLK Jr. Blvd.

Anderson, IN 46013

(765) 649-9226